Efficient Market Advisor’s 2-5 Years Strategies provide a solution for investors who are within two to five years from needing to begin spending their investment. The Strategie’s main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs.

Efficient Market Advisor’s 6-10 Years Strategies provide a solution for investors who are within six to ten years from needing to begin spending their investment. The Strategie’s main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs.

Efficient Market Advisor’s 11-19 Years Strategies provide a solution for investors who are within eleven to nineteen years from needing to begin spending their investment. The Strategie’s main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs.

Efficient Market Advisor’s 20 Plus Years Strategies provide a solution for investors who are in excess of twenty years from needing to begin spending their investment. The Strategy’s main objective is to achieve a balanced return by investing in a combination of asset classes. The Portfolio consists of multiple exchange-traded funds (ETFs) and a cash account. Income is derived primarily from investments in fixed income ETFs and secondarily from equity ETFs.

Efficient Market Advisor’s ESG 2-5 Years Strategy provides a solution for investors who are within two to five years from needing to begin spending their investment. The Strategy’s main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) that incorporate Environmental, Social and Governance (ESG) factors. The ESG 2-5 Years Strategy is designed for investors willing to accept a lower level of volatility in their portfolio.

Efficient Market Advisor’s ESG 6-10 Years Strategy provides a solution for investors who are within six to ten years from needing to begin spending their investment. The Strategy’s main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) that incorporate Environmental, Social and Governance (ESG) factors. The ESG 6-10 Years Strategy is designed for investors willing to accept a moderate level of volatility in their portfolio.

Efficient Market Advisor’s ESG 11-19 Years Strategy provides a solution for investors who are within eleven to nineteen years from needing to begin spending their investment. The Strategy’s main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) that incorporate Environmental, Social and Governance (ESG) factors. The ESG 11-19 Years Strategy is designed for investors willing to accept a higher level of volatility in their portfolio.

Efficient Market Advisor’s ESG 20 Plus Years Strategy provides a solution for investors who are in excess of twenty years from needing to begin spending their investment. The Strategy’s main objective is to achieve a balanced return by investing in a combination of asset classes. The Strategy consists of multiple exchange-traded funds (ETFs) that incorporate Environmental, Social and Governance (ESG) factors. The ESG 20 Plus Years Strategy is designed for investors willing to accept a high level of volatility in their portfolio.